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This world’s too hard

by disgusting

I’m scared shitless. I don’t think I can survive. I’ll end up in prison because I’m just too poor to pay back the government from money I earn and buy insurance on top of it. For fuck’s sake, I’m more often homeless than I am housed because I don’t make enough to get housing on my own. But I got my W2 from my first job and I made just over the poverty line. I thought the poverty line was higher but nope, it’s been lowered. My other job isn’t taxed and I’m afraid I’ll be fucked, owe the government thousands upon thousands that I don’t have and can’t get. I barely have $30 fucking a week to eat and live with how the fuck am I supposed to have $350+ a month for god damned health insurance and a few thousand in one lump sum to pay the government for having worked my ass off to barely scrape by with $30 on a good week!?!? I can’t fucking do this!!!

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7 comments

mato42 1/11/2016 - 7:31 pm

I don’t know where are you from, but in some places it’s possible to declare personal default which could help you with debts if you don’t really have anything to lose. But legislation varies greatly between various countries and even those who have this institute can have different requirements and different consequences, so it shouldn’t be taken lightly.

It’s a messed up world we live in. Unemployment is solved by new, stricter definitions and poverty by lowering the set line. Great solutions and progress our society makes, indeed.

StayOrGo 1/11/2016 - 7:47 pm

I posted a comment a couple of hours ago, but it’s still “awaiting moderation”. You can go to the Dashboard page and read my comment. ๐Ÿ™‚

StayOrGo 1/12/2016 - 3:06 pm

My post from yesterday never appeared here, so I’ll post again WITHOUT the web links- –

Sadly, your predicament is not uncommon. I donโ€™t have health insurance. Iโ€™m exempt. I pay the government very little.
Assuming youโ€™re in the U.S., there are health coverage exemptions. Examples are –
Income-related exemptions:
If the lowest-priced coverage available to you, through either a Marketplace or job-based plan, would cost more than 8.05% of your household income.
and
Hardship exemptions (like being homeless)

StayOrGo 1/12/2016 - 3:07 pm

^ ^ ^ and the web link is healthcare DOT gov ๐Ÿ™‚

StayOrGo 1/11/2016 - 7:49 pm

I’ve read others complaining about comments awaiting moderation. What gives? Any helpful hints to avoid this, other than not directly linking to websites?

disgusting 1/11/2016 - 7:52 pm

You mean bankruptcy? Then I never could rent a place and anything I do own, such as my clothes, can be taken from me.

mato42 1/11/2016 - 8:23 pm

That’s what I was worried about – it can have really bad consequences. In some places there is a minimum which can’t be taken no matter what, like the mentioned clothes and several other personal items. I could mention few other things but I’m sure you already know all there is to know in your country, like e.g. in my country it’s possible to get a relatively cheep and surprisingly nice, temporary social housing if you meet the conditions (it’s actually a normal, furnished flat, that is just owned by the municipality) and free (sometimes even paid) reeducation courses. But that still wouldn’t solve the finances, if it’s available at all.

I can only tell you to keep holding on. Some of my friends got recently out of the loop, I hope you can too.

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