The menagerie if me

Amicability is good. Debt… well that varies. If it’s student debt, you might be in the clear. Most of mine is, and it’s tagged to my income…. which for the last two years has been near zero, so my payments have been zero too.

I’m a lousy economist, but there are two kinds of debt; secured, like to a car or house, and unsecured like credit card. Student debt is a bit of both and super weird. Unsecured debt is really hard to collect, which means they’re going to have a hell of a time actually doing anything to you. I do not recommend car debt, you’d be better off buying an old beater and fixing it up. No car is worth $30k, so why pay that kind of debt for it?
If it’s house debt, the real estate market is surging, you could short sell and get out, or possibly sell and get your equity. Careful there though, all that equity makes you a target for other debt collectors.

Also unclear what kind of school. If it’s high school, there’s the GED, and there are classes and books on how to pass that, it’s just a matter of studying.

College? Apart from the debt I wouldn’t sweat it. On the low end some college is decent, but some is insanely hard. I myself couldn’t do premed/nursing, even though I did fine in computer science… anyway, point is maybe there’s a different thing you can study.

Oh god though, video games, we’re talking about my second favorite escape. Again, difficulty varies. Some games are famous for being near impossible to beat, like Dark Souls. Then on the opposite end of the spectrum are games that are just fun/pretty hard to fail…. middle of the road is usually what I play. If I don’t like how a playthrough is going, I start a new one.

I suspect you are good at something, most people are. All you need to be good at is taking care of yourself, and that’s a challenge no lie. It’s achievable though. Set goals that are realistic, that’s the key to feeling better about yourself.