I’m 61 years old, never married, no kids, closest family members have passed away. I had a very good career, owned my own home, etc. Over recent years have lost about everything, Can’t find a job. No one wants to hire me because I’m too close to retirement age, insurance would probably be pretty expensive, and with my experience, it’s cheaper to hire someone else fresh out of college. I owe some big taxes from better times and the feds are coming after me for that. I can’t pay. I can barely pay my rent and bills on a part-time, no-benefits job. The feds say they’ll garnish my wages — take what they say I owe from my check before I get it. I won’t work that way, as their slave, and really can’t afford to. I’m thinking of suicide as a nice way to just “check out.” I’m sick of it. I’m tired. I see absolutely no future for the USA and no hope of getting back on my feet with this kind of economy. And it’s not going to get any better with the people now in office. I don’t know how I can hold. What do you do when death looks more attractive than life?
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6 comments
Your situation sounds awful. It’s saddening to hear about such a circumstance whereby you are left with only this choice to escape.
I am not from the US so I don’t fully understand the system of welfare and taxation, but surely there is some way out. How can the US treat their own citizen in such a way that they are left to believe they have no way of escape. Is there honestly no way you can get help or somehow be annuled from the money you owe. They cannot expect to bleed someone dry of their cash who has no way of procurring the money.
They only thing I coukd think of (which is a little far fetched), is you moving away and leaving your identity behind. I live in scotland and you could never do that, but i’d like to think america is a massive melting pot, a huge country full of different races and people that one could lose themselves in her.
Please give life a shot. Don’t let the Feds be the reason of your exit. All money is dirty money, don’t be held down by it. Remove yourself from the situation find another form of escape.
To be honest I really don’t know what to say to you or how to advise you. Your circumstance is shitty. Just hold on. I know its shit but everyone dies one day, that’s a garauntee you have. But there is no garauntee for life, no matter how shit it is you only get it once. Enjoy the shit knowing that you will die some.day.
Please take care.
Hi Jmagic. I don’t know how the laws work there but I’m in debt collection in Australia…and here, they can’t just garnishee your wages to the bone like that. They have to leave you a reasonable amount to live on. I know your government is tougher than ours but is there a representative that you can talk to about this??? They can’t legally leave you to starve can they? If you sign an agreement to pay X amount each fortnight/week then they’ll have to just stick to that…hopefully! If you were an Australian you’d be better off…we don’t let people starve! I wish you luck mate…but don’t think like that…that means they’ve won…and you ain’t no quitter…I can tell! You’re just cornered…come out fighting! Cheers and good luck. J
you take a deep breath and look at the things you’ll never see again. life is hell, it’s horrible, and its a constant struggle. the only thing we take from it is how we dealt with the hardships
I’m sorry. Would you like to live with me?
From my experience, if your only reason to want to die is to avoid money problems you’re going to have a hard time pulling the trigger. Checking out is unfortunately more difficult than it logically should be.
I know it seems hopeless but there are options here:
Keep your eyes open for a better full time job but don’t spend a lot of energy on it; there are very few decent jobs out there right now especially for a someone in their sixties. The wealthy 1% in this country (USA) want to keep us miserable so we will all be too depressed to do anything about it.
Think about retiring early and collecting your Social Security. If you worked and paid into it and did well then it may not be too low. You may be able to work something out with IRS and get it reduced in the payment plan.
If you can not go the route of working with the IRS and pay a little every month like Eckles says then screw it. Get yourself laid off from that stupid part time job and go on assistance. If you do it right you may even be able to get unemployment payments but if not then go on the welfare (SSI). You will have to roommate with a few people so find a house and people you can live with before you stop working. (It is hard to find roommates when you are on welfare.) Government also gives medical care to the very poor so you will get health care. (That will be for as long as the government for the people is allowed to keep that in place.)
This will all take a few months so you have to plan. Do your homework and check things out thourally before you quit or get fired.
Also you may be able to qualify for disability insurance (SSDI) if you have severe mental depression and anxiety. (That is the same as retiring early but then you will get Medicare too.)
Hey you have nothing to loose anyway so why not? Get used to this economy things are not going to get better for a long time. However there is power in acceptance and you may be surprised things may start getting better when you make the best of what is available to you.
USA sucks right now – they want to stop taxing the rich and take from the poor. I am not working either and thinking of retiring on my social security in Mexico. You can live so much easier down there with a very small income but do your homework and try to have a couple of friends or some supportive system near you when you go down there.
Keep in mind our system we have in this country does not care and wants you to off yourself. It is better for them if you do. So I suggest you get angry and get back and don’t do it. Also get to the polls and vote for the people who are for the people and like our President says “our brother’s keeperâ€.
There are so many more options that I did not state here and you will feel better if you have a plan. Also you will have a better attitude and outlook and maybe even your life will get a little easier when your mind-set gets better.