Gotta love the moment you realize you’re to chicken to actually end it but realize life is gonna absolutely suck for at least the next ten years if not longer.
you only know what is behind you, you don’t know what lies ahead of you, you cant know what lies beyond teh horizon you can only guess
you might not make it all 10 years, but you might as well try, you might just find something good passing through the horizon
and if you don’t find something good, all you lost is time.. and what is time but a fleeting moment
I’m so heavily in debt that I’m not sure anything lays in front of me. The job I’m working doesn’t pay enough to pay off my debt any time soon and my work history the last two years has been so poor I can’t get a better paying job. I really feel stuck for at least a year and even then my credit is horrible
debt is not the be all end all many think, and much less worse than people give it credit for
same goes for a high paying job, as long as you got the essentials, shelter, food, you’re golden for life
it’s mainly about mindset (couple of other recent posts with this very subject actually)
my mother for instance racked up half a mill local currency in debt, about 50.000£ before she was 30
no education at all, unemployed a lot, mental health issues, 4 kids,
sure never gonna be rich and have a ferrari, but dont need to, sure she will never pay all of it off, but why worry about that she’ll be old and dead by then, they cant collect from a corpse
materialistic desire is a *****, once rid off, or at least eased up on, you’ll soon see things isnt all doom and gloom because of debt only
hell my mom was 10x more troubled by her mental/emotional issues than her debt
Declare bankruptcy if it’s destroying your life. Or they might renegotiate for a smaller amount-they’d rather get some money than nothing at all. A friend of mine did that, they reduced it to just 20% of what he originally owed. It was still hard for him but last I recall he paid it back or was close.
Now it’s something you really have to think hard about first. In Canada once you go bankrupt you can’t buy a house (need a co-signer) or incorporate a business-so plan careful.
It wouldn’t hurt to apply for a different job. You could get a friend to vouch for you-people pull all kinds of tricks. Just don’t let it depress you, you’ll get stuck in a hole that’ll be hard to get out of and when you do, you’ll realize you still have the same work ahead of you…so just get diligent and apply for something better.
Rejoice! For the kingdom of heaven is at hand! So is the kingdom of hell. You can poke it with a stick, but that might hurt a bit, depending on how sharp the stick is.
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Continuation (for me at least):
That moment when you’ve lived through the terrible ten years and regret not ending it ten years back.
My family has always been religious…not sure which way I really lean but enough fear in me that “hell” is real that I just can’t.
you only know what is behind you, you don’t know what lies ahead of you, you cant know what lies beyond teh horizon you can only guess
you might not make it all 10 years, but you might as well try, you might just find something good passing through the horizon
and if you don’t find something good, all you lost is time.. and what is time but a fleeting moment
I’m so heavily in debt that I’m not sure anything lays in front of me. The job I’m working doesn’t pay enough to pay off my debt any time soon and my work history the last two years has been so poor I can’t get a better paying job. I really feel stuck for at least a year and even then my credit is horrible
debt is not the be all end all many think, and much less worse than people give it credit for
same goes for a high paying job, as long as you got the essentials, shelter, food, you’re golden for life
it’s mainly about mindset (couple of other recent posts with this very subject actually)
my mother for instance racked up half a mill local currency in debt, about 50.000£ before she was 30
no education at all, unemployed a lot, mental health issues, 4 kids,
sure never gonna be rich and have a ferrari, but dont need to, sure she will never pay all of it off, but why worry about that she’ll be old and dead by then, they cant collect from a corpse
materialistic desire is a *****, once rid off, or at least eased up on, you’ll soon see things isnt all doom and gloom because of debt only
hell my mom was 10x more troubled by her mental/emotional issues than her debt
Declare bankruptcy if it’s destroying your life. Or they might renegotiate for a smaller amount-they’d rather get some money than nothing at all. A friend of mine did that, they reduced it to just 20% of what he originally owed. It was still hard for him but last I recall he paid it back or was close.
Now it’s something you really have to think hard about first. In Canada once you go bankrupt you can’t buy a house (need a co-signer) or incorporate a business-so plan careful.
It wouldn’t hurt to apply for a different job. You could get a friend to vouch for you-people pull all kinds of tricks. Just don’t let it depress you, you’ll get stuck in a hole that’ll be hard to get out of and when you do, you’ll realize you still have the same work ahead of you…so just get diligent and apply for something better.
Rejoice! For the kingdom of heaven is at hand! So is the kingdom of hell. You can poke it with a stick, but that might hurt a bit, depending on how sharp the stick is.
LOL
Yeepppp that sucks