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Anyone else want to die due to student loans?

by MarinM

I do often wonder if I’d want to live if they would go away, impossible to tell I suppose.

I so sincerely regret not dying six years ago. No matter how I’ve felt or what I’ve done in the past six years, there’s not a single day where if I was offered a pill to instantly and painlessly do the deed, I wouldn’t have accepted it.

My only question is if I’ll still be saying this six years from now. I surely hope not.

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14 comments

rivets 12/1/2019 - 5:16 am

I almost forgot I had those things. The only time I remember is tax season, assuming I even bother to file.

MarinM 12/1/2019 - 5:30 am

Oh I wish I could forget πŸ™

If I didn’t have these, I wouldn’t need to work 7 days a week. Hopefully I’ll get another forbearance soon so I can save enough money to move, but oh gee great, yet MORE interest I’ll never be able to pay off…

rivets 12/1/2019 - 5:39 am

The student debt problem in this country is reaching a critical mass at this point. If the asshats in Washington don’t do something about it soon, it’s going to lead to a worse economic issue than the last recession, and they all know it. I’m just not paying shit until they decide it’s not worth consuming the younger generations to pad their bank accounts. Should be common sense, but we do live in a society that’s gone completely insane.

MarinM 12/1/2019 - 5:52 am

I spoke to a Danish man last March, and he was telling me how students in Denmark get a modest stipend every month they’re enrolled to go to school. And if they do need to take out loans, it’s lent by the government with a very tiny interest, like .1 or .2%.

I didn’t make payments on my loans throughout most of my 20s. I was going insane due to my inflamed thyroid (though I thought I was just going insane), so I didn’t work and was just planning on killing myself. The interest accumulated so quickly…

And then when I did begin working, I was paying so much money for medical insurance and therapy.

I’ve paid about half of what I originally borrowed, but so much of my payments has gone just to interest, so I actually owe more now than I originally borrowed.

“If if if” – If my thyroid hadn’t messed me up, I’d’ve kept working in my 20s, and my loans would’ve been paid off. Or I wouldn’t have needed so much medical treatment and therapy – and that could’ve paid off my loans too.

I’ve had to do so much just to survive, I’m tired of it.

Blue_Nibiru 12/1/2019 - 5:30 pm

The last thing to worry about in this life is debt, especially student loans. I, like many were tricked into buying a piece of paper that was supposed to confirm ones intelligence. The worst that can be done is for the government to take a small percentage of your income…thats it! Money is an illusion…an artificial system of scarcity put in place to do exactly what it’s doing to you. Don’t worry about this stuff, it doesn’t matter. Do what you want, not what is expected by others.

MarinM 12/2/2019 - 2:25 pm

Thank you very much for your reply πŸ™‚

I hate needing a degree for my job, and yet my job not paying enough to pay for the degree. πŸ™

I know some politicians are talking now about student loan forgiveness, but that would take years and years and years to happen wouldn’t it πŸ™

It'll Be Ok 12/1/2019 - 8:58 am

I’m not 100% sure but I think in some places you can claim bankruptcy and the loans will go away.

MarinM 12/1/2019 - 12:39 pm

Thank you for the reply, but student loans are notoriously difficult to discharge in bankruptcy. Especially in my case, as the lion’s share of my loans are a Parent Plus loan my mother took out for me (with the understanding being that I’d pay it back).

If my mother could help, she would.

I should’ve died when I was 18. To do my job, I need a college degree, but, my job doesn’t pay enough to also pay my student loans. Sigh.

I wish I were cleverer, that I could’ve studied something more financially rewarding or stable like nursing or engineering but I’m not. I wish all those people who say “you should’ve studied a skill/STEM” etc would vote in favor of legalizing euthanasia. Because not all of us have the competency or aptitude for such fields, indeed my competency lies in quite low-paid work. And yet I still want enough money to travel and such. So, I will always be frustrated and unhappy in life…why should I have to suffer? Legalize euthanasia I see, and let those who can’t fit in be allowed a painless and easy exit.

a1957 12/1/2019 - 7:08 pm

I agree: “…let those who can’t fit in be allowed a painless and easy exit.” Even though i am on the mend from abuses suffered I still don’t why life is a right and death is not, except in a few states and even then only under limited circumstances.

MarinM 12/2/2019 - 2:26 pm

Yes, after awhile it just feels like I’m supposed to prioritize others’ feelings over my own, y’know?

Like, I can’t commit suicide or discuss wanting it because it makes *other* people unhappy. Well, what about my unhappiness? Where’s their empathy for my feelings?

muspelhem 12/3/2019 - 1:31 pm

If repaying feels hopeless and you want to travel etc., isn’t it possible to withdraw money in cash and secretly save it up at home to avoid all of your disposable income going towards loan repayments?

infinitetears 12/1/2019 - 10:53 pm

I got mine cancelled due to permanent disability. It is very nice to have them gone. I’m still suicidal but I do appreciate not working and having less stress.

MarinM 12/2/2019 - 2:28 pm

Yeah I’m still depressed about the cruelty of people, the selfishness that has led to climate change etc. But, it’d be nice not to have such acute stress as student loan payments that require me to work 7 days a week siiiiigh πŸ™

Sorry you’re depressed (and disabled)

Cause of Death: Suicide 12/4/2019 - 10:04 pm

That’s a great idea.. maybe someday things will change and they will offer that pill, and many people ,like yourself, would choose to take it, and we’d all be better off. If it was that easy, sure, I’d give up & take the pill & die. I have no reason to live except to fulfill my suicide anyhow

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