I have been looking at life insurance that will cover suicide. It appears that most companies that provide this product require the policy to be held for 13 months before the cover of suicide comes into effect. Does anyone have this type of life insurance? I am curious to whether you have to disclose any mental health diagnosis, treatment or past suicide attempts or if there may be any other fine print that may stop a payout on one of these policies?
Sorry I haven’t posted here in awhile. It’s October and the autumn leaves are falling and it’s getting cold again. I think seasonal change is bringing back a lot of the trauma from last year due to the environment being similar. I been in West Virginia for 13 months now. I’m alone, empty, and dead inside just like I was this time last year, just like I was this time 10 years ago. No one to hold, no one to share my life with, no hope for the future really.
While I’m still not suicidal, I often wonder if that post psychiatric ward hope was just […]
I don’t know how or where to start. Suffered from depression as long as I can remember. Meds help, but only to a point. I thought I had found a semi-happy medium. A 13 months ago my husband of 24+ years came out as transgender. No, I didn’t have any clue. Now, I have been to hell and back with this person. They are an alcoholic, they have been mentally abusive to me, and physically a few times. But we raised a wonderful son, who means the world to me. I have had fibromyalgia for a bit more than 20 years now, and it has […]